State Pension age calculator

Type a date of birth and see the exact day State Pension age is reached, worked out from the table in the law. Then check it with GOV.UK, which has the final word.

Work out State Pension age

Type a date of birth. Nothing is stored or sent anywhere.

Date of birth

For example, 14 10 1968

Checked against the Pensions Act 1995 on legislation.gov.uk on 30 October 2026. Always confirm with GOV.UK's own State Pension age checker.

The whole table in the law (82 rows)
BornWhoState Pension age
Before 6 December 1953MenAt 65
Before 6 April 1950WomenAt 60
6 April 1950 to 5 May 1950WomenOn 6 May 2010
6 May 1950 to 5 June 1950WomenOn 6 July 2010
6 June 1950 to 5 July 1950WomenOn 6 September 2010
6 July 1950 to 5 August 1950WomenOn 6 November 2010
6 August 1950 to 5 September 1950WomenOn 6 January 2011
6 September 1950 to 5 October 1950WomenOn 6 March 2011
6 October 1950 to 5 November 1950WomenOn 6 May 2011
6 November 1950 to 5 December 1950WomenOn 6 July 2011
6 December 1950 to 5 January 1951WomenOn 6 September 2011
6 January 1951 to 5 February 1951WomenOn 6 November 2011
6 February 1951 to 5 March 1951WomenOn 6 January 2012
6 March 1951 to 5 April 1951WomenOn 6 March 2012
6 April 1951 to 5 May 1951WomenOn 6 May 2012
6 May 1951 to 5 June 1951WomenOn 6 July 2012
6 June 1951 to 5 July 1951WomenOn 6 September 2012
6 July 1951 to 5 August 1951WomenOn 6 November 2012
6 August 1951 to 5 September 1951WomenOn 6 January 2013
6 September 1951 to 5 October 1951WomenOn 6 March 2013
6 October 1951 to 5 November 1951WomenOn 6 May 2013
6 November 1951 to 5 December 1951WomenOn 6 July 2013
6 December 1951 to 5 January 1952WomenOn 6 September 2013
6 January 1952 to 5 February 1952WomenOn 6 November 2013
6 February 1952 to 5 March 1952WomenOn 6 January 2014
6 March 1952 to 5 April 1952WomenOn 6 March 2014
6 April 1952 to 5 May 1952WomenOn 6 May 2014
6 May 1952 to 5 June 1952WomenOn 6 July 2014
6 June 1952 to 5 July 1952WomenOn 6 September 2014
6 July 1952 to 5 August 1952WomenOn 6 November 2014
6 August 1952 to 5 September 1952WomenOn 6 January 2015
6 September 1952 to 5 October 1952WomenOn 6 March 2015
6 October 1952 to 5 November 1952WomenOn 6 May 2015
6 November 1952 to 5 December 1952WomenOn 6 July 2015
6 December 1952 to 5 January 1953WomenOn 6 September 2015
6 January 1953 to 5 February 1953WomenOn 6 November 2015
6 February 1953 to 5 March 1953WomenOn 6 January 2016
6 March 1953 to 5 April 1953WomenOn 6 March 2016
6 April 1953 to 5 May 1953WomenOn 6 July 2016
6 May 1953 to 5 June 1953WomenOn 6 November 2016
6 June 1953 to 5 July 1953WomenOn 6 March 2017
6 July 1953 to 5 August 1953WomenOn 6 July 2017
6 August 1953 to 5 September 1953WomenOn 6 November 2017
6 September 1953 to 5 October 1953WomenOn 6 March 2018
6 October 1953 to 5 November 1953WomenOn 6 July 2018
6 November 1953 to 5 December 1953WomenOn 6 November 2018
6 December 1953 to 5 January 1954EveryoneOn 6 March 2019
6 January 1954 to 5 February 1954EveryoneOn 6 May 2019
6 February 1954 to 5 March 1954EveryoneOn 6 July 2019
6 March 1954 to 5 April 1954EveryoneOn 6 September 2019
6 April 1954 to 5 May 1954EveryoneOn 6 November 2019
6 May 1954 to 5 June 1954EveryoneOn 6 January 2020
6 June 1954 to 5 July 1954EveryoneOn 6 March 2020
6 July 1954 to 5 August 1954EveryoneOn 6 May 2020
6 August 1954 to 5 September 1954EveryoneOn 6 July 2020
6 September 1954 to 5 October 1954EveryoneOn 6 September 2020
6 October 1954 to 5 April 1960EveryoneAt 66
6 April 1960 to 5 May 1960EveryoneAt 66 years and 1 month
6 May 1960 to 5 June 1960EveryoneAt 66 years and 2 months
6 June 1960 to 5 July 1960EveryoneAt 66 years and 3 months
6 July 1960 to 5 August 1960EveryoneAt 66 years and 4 months
6 August 1960 to 5 September 1960EveryoneAt 66 years and 5 months
6 September 1960 to 5 October 1960EveryoneAt 66 years and 6 months
6 October 1960 to 5 November 1960EveryoneAt 66 years and 7 months
6 November 1960 to 5 December 1960EveryoneAt 66 years and 8 months
6 December 1960 to 5 January 1961EveryoneAt 66 years and 9 months
6 January 1961 to 5 February 1961EveryoneAt 66 years and 10 months
6 February 1961 to 5 March 1961EveryoneAt 66 years and 11 months
6 March 1961 to 5 April 1977EveryoneAt 67
6 April 1977 to 5 May 1977EveryoneOn 6 May 2044
6 May 1977 to 5 June 1977EveryoneOn 6 July 2044
6 June 1977 to 5 July 1977EveryoneOn 6 September 2044
6 July 1977 to 5 August 1977EveryoneOn 6 November 2044
6 August 1977 to 5 September 1977EveryoneOn 6 January 2045
6 September 1977 to 5 October 1977EveryoneOn 6 March 2045
6 October 1977 to 5 November 1977EveryoneOn 6 May 2045
6 November 1977 to 5 December 1977EveryoneOn 6 July 2045
6 December 1977 to 5 January 1978EveryoneOn 6 September 2045
6 January 1978 to 5 February 1978EveryoneOn 6 November 2045
6 February 1978 to 5 March 1978EveryoneOn 6 January 2046
6 March 1978 to 5 April 1978EveryoneOn 6 March 2046
On or after 6 April 1978EveryoneAt 68

Month-end birthdays the law fixes by date: born 31 July 1960, 30 November 2026; born 31 December 1960, 30 September 2027; born 31 January 1961, 30 November 2027.

A small wrapped gift and a sealed card beside a wooden mantel clock on a shelf.
The date the law gives is a fixed day, not a guess.

How to use it

Type the day, month and year of birth. If the date is before 6 December 1953, the tool also asks for legal sex, because until then the law set different ages for men and women. After that date it is the same for everyone.

The name print on an unframed paper print: HAPPY RETIREMENT above the name Margaret, then TEACHER · 35 YEARS and St Mary's Primary School, set in type. The Personalised Name Print From £15.99

Poster

Once the date is known, the name print sets their name, job, years and workplace in type under Happy Retirement.

See all sizes and prices

You get the day State Pension age is reached, the age that means, and how many days away it is. Under the tool, "The whole table in the law" opens every row the calculator uses.

How it is worked out

The ages are set by Schedule 4 to the Pensions Act 1995, as changed by the Pensions Acts of 2007, 2011 and 2014. It has a rule for each range of birth dates. Some ranges reach State Pension age at a set age, on a birthday. Others reach it on a fixed day written into the law, so people born a month apart can be months apart in the answer.

The calculator reads that table from legislation.gov.uk every night and checks it before using it. The line under the tool says when it was last checked. If the checks fail for long, the page says the table is being re-checked, and you should rely on GOV.UK.

Three birthdays at the end of a month have their own day in the law, and the calculator uses those. A 29 February birthday reaches an age on 1 March in a year with no 29 February. That is what GOV.UK's checker gives too.

An open garden gate onto a footpath through summer fields.
The date is when the State Pension can start. It doesn't have to be the day work stops.

What it does not tell you

This is the age, not the amount. GOV.UK says you can keep working after State Pension age, and that the old forced retirement age of 65 no longer exists. For how much someone will get, GOV.UK has a State Pension forecast. Its checker also gives the Pension Credit qualifying age and when you can get a bus pass.

The table here is the one legislation.gov.uk shows for England, Wales and Scotland. In Northern Ireland, use GOV.UK's checker.

Once the date is known, the retirement countdown counts the days, and the years of service calculator works out the years for the card and the print.

An open blank card on a wooden desk beside three pens, a pot plant and a stack of books.
Once the date is settled, the card is the next thing to write.

Sources

  • Pensions Act 1995, Schedule 4, legislation.gov.uk, read 30 October 2026 (the site said it was up to date with changes in force on or before that day). Re-read every night.
  • GOV.UK, Check your State Pension age, read 30 October 2026. We checked fifteen dates of birth against it, including the month-end and 29 February cases, and got the same day every time.

Written by Craig Fearn, The Retirement Gift Co. Last updated .

Make it personal

Work out their years of serviceSet their name and years on a print

A few practical answers

Is this the official answer?

No. It works from the same law, but GOV.UK's State Pension age checker is the official tool. Use it to confirm the date before you plan around it.

Can State Pension age change?

Yes, if Parliament changes the law. GOV.UK's checker says the age "may change following review of the State Pension age". The calculator re-reads the law every night, so a change shows here once it is in force.

Is State Pension age the same as retirement age?

No. GOV.UK says you can keep working after you reach State Pension age, and the "default retirement age" of 65 no longer exists. It is the earliest age the State Pension can be paid.

Why does it ask for legal sex?

Only for dates of birth before 6 December 1953. Until then the law gave men and women different State Pension ages. GOV.UK's checker asks the same question for the same reason.